Welcome to ModiLoan. Your Preferred Loan, Instantly. Without Any Hassle.
The Easiest Way: Get Your Best Loan with a Free Loan Agent and Free Settlement Service.
We are a platform that connects you with India’s top NBFCs and banks. Our expert team helps you choose the best loan products and handles the entire process.
Why Choose Us?
Free Loan Agent
Our ‘Free Loan Agent’ model provides you with a dedicated expert who will understand your specific needs. This agent will find the most suitable loan for you and answer all your questions, helping you make the right decision. This service is completely free for you.
Free Loan Settlement
An application is just the beginning. With our ‘Free Loan Settlement’ service, our agent will handle all the paperwork and follow-up with the bank on your behalf. We will ensure your loan is successfully disbursed, without any extra charges.
Wide Range of Products
On our platform, you can compare and select from a wide variety of loan products all in one place. Whether you need a personal loan, business loan, or a loan for any other purpose, we have options for you.
Our Key Loan Services
ModiLoan offers a comprehensive range of loan products from top financial institutions, making it easy to find a solution for any financial need.
Personal Loans
Unsecured loans for personal expenses like weddings or medical emergencies. Partners: InCred, Kissht, SMFG India Credit, Bajaj Finserv, IDFC FIRST Bank, Poonawalla Fincorp.
Business Loans
Unsecured loans up to ₹75 Lakh to grow your business. Partners: SMFG India Credit, Kissht.
Loan Against Securities (LAS)
Borrow up to 50-60% of your assets’ value (shares, mutual funds) in 4 hours. Partner: Abhi Loans.
Loan Against Property (LAP)
Large loans using property as collateral for business or personal needs. Partners: SMFG India Credit, Kissht, Poonawalla Fincorp.
Home Loans
Competitive-rate financing for your dream home. Partner: SMFG India Credit.
Two-Wheeler Loans
Quick approvals and disbursal for two-wheelers. Partner: SMFG India Credit.
Professional Loans
Loans for professionals like doctors and CAs to expand practices. Partner: Poonawalla Fincorp.
Vehicle & Commercial Loans
Financing for cars or commercial vehicles. Partner: SMFG India Credit.
How It Works
Easy 3-Step Process
Tell Us Your Need
Fill out a short form with your loan requirements, and we’ll find the best options.
Talk to Our Agent
Our loan agent will contact you to discuss your needs and present loan options.
Relax and Get Your Loan
Choose an option, and our agent handles all paperwork for quick disbursal.
Feel free to use our Equipment Finance Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
|---|
Our Loan Partners and Products
| Loan Partner | Loan Product Category | Key Product Features |
|---|---|---|
| InCred | Personal Loan | 100% digital, collateral-free, RBI-registered, up to ₹15 Lakh |
| Kissht | Personal Loan, Business Loan | Instant disbursal, for salaried & self-employed, up to ₹60 Lakh |
| SMFG India Credit | Personal Loan, Business Loan | 30-minute* disbursal, unsecured loans for MSMEs, up to ₹75 Lakh |
| Abhi Loans | Loan Against Securities (LAS) | Loans against shares, mutual funds, bonds, disbursal in 4 hours |
| Bajaj Finserv | Personal Loan (Referral) | Up to ₹40 Lakh for salaried professionals, longer tenure |
| IDFC FIRST Bank | Personal Loan | Paperless process, no guarantor, up to ₹1 Crore |
| Poonawalla Fincorp | Personal Loan, Business Loan, Loan Against Property | Quick approval, collateral-free, up to ₹50 Lakh |
Personal Loan Comparison
| Lender Name | Loan Amount | Starting Interest Rate | Tenure | Key Selling Point |
|---|---|---|---|---|
| InCred | Up to ₹15 Lakh | 13.99% p.a. | 12-60 months | RBI-registered, 100% online |
| Kissht | Up to ₹60 Lakh | 6% p.a. | 3-60 months | Instant disbursal |
| IDFC FIRST Bank | Up to ₹1 Crore | 10.75% p.a. | Up to 5 years | High loan amount, paperless process |
| Poonawalla Fincorp | Up to ₹30 Lakh | 9.99% p.a. | Up to 36 months | Competitive rates, collateral-free |
Customer Reviews and Trust
We partner with over 20 financial institutions and offer more than 100 products to meet all your financial needs.
★ ★ ★ ★ ★
“ModiLoan helped me find the best personal loan for me. The entire process was so easy and quick. Highly recommended!”
– Priya Sharma, Mumbai
★ ★ ★ ★ ★
“The free loan agent was a game-changer. They handled everything, and I got my business loan approved in just 2 days.”
– Raj Kumar, Delhi
★ ★ ★ ★ ★
“Seamless experience with the EMI calculator and settlement service. No hidden fees, everything transparent.”
– Anita Desai, Bangalore
